Due Diligence Searches

Due Diligence:

List of Services

Searches available for due diligence investigations and background investigations.

Asset Searches.

An asset search can range from a simple search for real property owned by an entity or individual to a comprehensive search essential in determining the value of pursuing collection on a judgment.

  • Real and Personal Property Ownership Search
  • Bank Account Search
  • Brokerage Account/Investment portfolio Search
  • Vehicle Registration Search
  • Bankruptcy Record Search
  • Tax Lien & Civil Judgment Search
  • UCC Filings search
  • Current Employment Search
  • Business Affiliations Search

Bankruptcy Search

 A bankruptcy is an encumbrance imposed upon a property to secure payment of taxes, usually due to the debtor’s failure to pay real property taxes, personal property taxes or income taxes.

In due diligence investigations, bankruptcy searches can be used to evaluate the financial status or integrity of individuals or to determine whether a property one is considering for purchase is free of encumbrance.
Our nationwide bankruptcy searches utilize our access to proprietary records to quickly identify historical and current bankruptcy filings. Name-based or address-based searches can be performed to identify liens associated with a specific individual or parcel of real property. When conducting an investigation of an individual, bankruptcy searches can be performed without obtaining a release from the subject.
Credit reports, of course, require advance notification and a signed release.
Our bankruptcy searches can:

  • Identify the names of all debtors associated with a specific lien,
  • Determine the original filing date of a bankruptcy,
  • Identify the filing number associated with a bankruptcy,
  • Determine the dollar amount of the lien,
  • Identify the filing location of a lien,
  • Identify the release date of a prior bankruptcy, and
  • Determine whether a bankruptcy is still active.

A bankruptcy search can provide valuable insight into one’s existing financial status. Bankruptcy searches are often paired with civil judgment searches, as both represent unpaid debt and can open the door to a wealth of ancillary information.

Business Affiliations.

This search may reveal: industry, company overview, history, key people, products/operations, subsidiaries/affiliates. This search identifies an individual’s position with any publicly traded corporation and/or may also provide additional biographical information.

Business Credit Report. (No Authorization Required)

The Business Credit Report provides insight about a company’s financial responsibility. Gain a current and objective financial status of how a business handles its financial obligations, conveying not only the company’s ability to pay but also its willingness to pay.

Information varies with size of business and country. The report can range in size and generally contains, legal status, related businesses, financial information, line of business, branch & subsidiary offices, principal credit references, shareholders, international activity, payment history, management, banking information, corporate information, ratios/ Industry comparisons, suppliers, and public filings/ liens and judgments.

Business License Verification.

We are able to verify the existence of a business license to verify the business is registered in the city where the business is located. This information will identify business owners, required permits, description of business, complaints, date the business license was obtained, phone numbers, and address. The information varies from one city to another.

Consumer Credit History.

A credit history search is highly recommended for any individuals working in financial positions. The credit summary portion of the credit report contains information concerning public records (i.e., liens, judgments, etc.), collection accounts, current or previous delinquent accounts, types of credit, total indebtedness, and “profile” (i.e., account charged off, repossessed, etc.).
All checks are conducted in compliance with the Fair Credit Reporting Act (FCRA) and all applicable county, state and federal guidelines and laws.

Per the Fair Credit Reporting Act (FCRA) a signed release/ disclosure is required from the subject of the investigation.

Corporate/Limited Partnership Records Search.

Search Corporate Record filings including Limited Partnership information from Secretary of State Offices throughout the United States. The type of records included in the Corporate Records search are corporations, limited partnership, limited liability companies, fictitious business names, trademarks, reserved names, and more. The information provided by the particular Secretary of State may vary.

County-Specific Civil History Search.

This search will provide a 7-year history of civil records directly from the County Court. County Civil records are generally divided between the upper and lower courts based on the monetary amount of the claim (This figure may vary based on the jurisdiction). Civil cases commonly found at the county level include small claim, disputed contract, breach of contract, tenant eviction, real estate foreclosure, mortgage foreclosure and loan default.

County-Specific Criminal History Search.

We are able to perform county criminal searches of current records directly at local county Superior and Municipal courts. Criminal searches are available nationwide as well as in the U.S. territories and Canada. We recommend a search of all counties of residence and any AKA’s that are identified in an individual’s Social Security number trace. We access the most current information available and report felony and misdemeanor convictions based on applicable federal and state laws.

Drivers Record History.

The search, in most states will reveal motor vehicle violations, suspensions, revocations, failures to appear in court, and arrest warrants. In addition, drug and alcohol related driving offenses, such as convictions for driving under the influence and possession of illegal drugs, which may not be contained in the criminal court record and can only be revealed through a DMV check. The search will also reveal the type of license granted and restrictions of use and other names used.

Provides verification of specified state operator license through the department of motor vehicles. Information can include: name(s), state of issue, previous state of issue, violation, points, and current license status.

Federal Court Civil History Search.

Search of Federal courts for civil cases involving alleged violations of federal statutes or constitutional rights. Cases may be brought by individuals, businesses or government entities seeking monetary damages, an injunction, and/or another remedy provided by law. Case information may include the party name, case title, the court in which the case is located, case number, filing date, nature of lawsuit and closing date.

Federal Court Criminal History Search.

Search of Federal district courts for convictions of crimes that occurred on federal property and convictions of federal laws such as tax evasion, mail and wire fraud, drug trafficking, immigration law violations and postal offenses and other federal crimes. Records further provide a criminal history from the date of disposition, release from imprisonment and parole.

GSA/EPLS Exclusion Search.

We search the listing which identifies those parties excluded throughout the U.S. Government (unless otherwise noted) from receiving federal contracts or certain subcontracts and from certain types of federal financial and non-financial assistance and benefits. At a minimum, the EPLS indicates: full name and address of each excluded person, type of action, cause for the action, scope of the action, termination date for the action, the agency and name and telephone number of the agency point of contact for the action, and the excluded person’s DUNS, if available.

Incarceration Records.

We are able to search county, state and federal inmate records. This search may be performed in addition to county criminal record searches.

Media Survey (Research).

This search reveals articles, press releases, interviews on TV or radio, and references appearing in national and international news publications, and Internet-based sources.

Military Service Verification.

This search will reveal the military branch of service and current military status of your Subject. May require signed release.

National Criminal History. (Database)

The National Criminal Database Search is a comprehensive search that provides access to the largest criminal database available with millions of offense records. It is a valuable information resource that may discover convictions in counties not identified in a Social Security Trace or Credit History Report if the subject did not reside in the county associated with his or her address. Records from states are indexed from state correctional institutions, sexual offender and violent offender lists, the Office of Foreign Asset Control (OFAC) and some 85 state and county court records.

Professional/ Technical License Verification.

 Search professional licenses to verify the licensing status of a doctor, contractor, accountant, lawyer, or other professional to protect your business or family against potential fraud or malpractice.

Use professional licenses to search the licensing agencies of various states across the U.S. to find type and statuses of licenses issued to a wide variety of professionals including architects, tax preparers, engineers, physicians, contractors based on available jurisdictions.

Real Property Ownership Records.

Verify real estate ownership and sales. We are able to search real estate records (residential and commercial) to access property tax assessor (latest tax roll) and property transfer (deed transfers) records to find information such as the total assessed value, land value, property owner, and property sales information.
The property records search may verify the subject’s current address and confirm his or her past and present real estate holdings.

Sexual Offender Registry Search.

Per Megan’s Law, sexual offenders must register when they relocate anywhere in the United States. There are nearly 400,000 registered sex offenders nationwide. Sexual offender registry searches are statewide and /or city wide searches of registered sex offender.
Coverage is limited to specific states and cites. Individuals included in these registries have been convicted of a felony or misdemeanor sexual offense.

Shareholders Search.

Research stock transactions and shareholders to identify and track the buying and selling of stocks by executives, directors, officers, and shareholders with more than 10% stock ownership of publicly traded companies.
The Shareholder Search provides filing information on stock holdings and transaction from The Securities and Exchange Commission (SEC), such as the Initial Statement of Ownership, Statement of Changes in Beneficial Ownership, Annual Statement of Changes in Beneficial Ownership, Intention to Sell Restricted Securities, and several other key SEC filings.

Social Security Number Trace.

Locates any other names associated with the social security number provided. Up to 3 residential addresses may be included.
For individuals, the address trace report is used as a baseline for determining where record searches should be conducted, by establishing the jurisdictions in which the subject resided or, in some instances, worked.

Social Security Number Verification.

Verifies that the social security number is valid in a given state and time frame. This search is performed through federal records.

Tax Liens & Civil Judgment Records.

These searches reveal any tax liens and/or civil judgments identifiable with an individual or business in the particular jurisdiction where the search is performed. The search will also assist in determining the status of assets, locate lien records information on outstanding debts of an individual or business, as well as the encumbrance status of assets. Includes real property liens, tax liens, mechanic liens, and other pertinent information including judgments against an individual or business and how a lawsuit was settled.

Terrorist Search: OFAC/CLFST,OSFI

Search of the Office of Foreign Asset Control (OFAC) of the U.S. Department of the Treasury, Bank of England Consolidated List of Financial Sanctions Targets (CLFST) and Canadian Office of the Superintendent of Institutions list (OSFI). This search will reveal the identities of foreign nationals (individuals and entities) which the U.S. government currently has sanctions against and whose assets may be blocked and are restricted from exporting goods to the U.S. by the U.S. Department of Commerce; and whom no U.S. citizen may engage in business transactions. Other information that may appear are names of individuals and/or entities that are known to be international narcotics traffickers or terrorists.

This search also may be used as part of a compliance process with the USA PATRIOT Act of 2001.

UCC Filings.

Search UCC records to determine if personal or business property has been pledged or is encumbered. Use UCC records to discover the availability of assets for attachment or seizure and the financial relationship between a party and other entities.

Vehicle Registration.

Vehicle registration records provide the VIN number, current license plate number, registered owner name, and lien holder information.

Workers’ Compensation Claim History.

The California Workers’ Compensation Appeals Board Search will provide the injured worker’s name, date of birth, employer and legal representation. Case information such as case number, case location, injury dates, injury type, case status and status dates, lien, claimant information and the most recent significant events may also be included. We comply with the Americans with Disabilities (ADA) Act.